Mortgage Calculator - roberttemelkoski.com
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Mortgage Calculator

mortgage calculator

 

Don’t get caught by surprise, or get frustrated trying to figure out how much home you can afford.  Having a convenient mortgage calculator is a useful tool as you make your way through the real estate market.  Whether you are looking to purchase your first home, or you are a seasoned investor, it’s always good to have an idea of the costs you are looking at before you start shopping.  There are many factors that will affect your costs, such as credit, income and even area.  There are different fees and insurance costs in different areas, based on risk factors such as hurricanes and floods. Make sure you are an up to date and savvy real estate shopper.  Feel free to use the calculator below to figure out how much home you can afford.

It also helps your bargaining position, particularly in the South Florida Real Estate market to have a mortgage pre-qualifying letter.  Given the popularity of such markets as Delray Beach, Boca Raton, Boynton Beach and most of Palm Beach County, there can often be multiple potential buyers and offers on a property.  Being armed with that mortgage pre-qualifying letter can put your offer above the rest.

The South Florida condo market is particularly tricky, with most banks and mortgage companies being extra strict.  A single family home does come with more mortgage options, but with such a large population of vacationers and snow birds, condominiums are a very popular real estate option.